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Debit Card Issuance Policy
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The Debit Card Issuance Policy outlines the terms and conditions related to the issuance and usage of debit cards. It provides information on eligibility criteria, application process, card features, transaction limits, fees, and other relevant details. The policy ensures transparency and standardization in the issuance of debit cards, promoting a smooth and secure banking experience for customers.
Eligibility Criteria
In the eligibility criteria section, the policy outlines the requirements for customers to be eligible for a debit card. This may include age restrictions, account type (such as savings or current account), and any specific criteria set by the financial institution. The purpose is to ensure that customers meet the necessary qualifications to apply for a debit card.
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Application Process
The application process section provides a step-by-step guide on how customers can apply for a debit card. It includes information on where and how to submit the application, any required documentation, and the expected timeframe for processing the application. Clear instructions and contact details for customer support may also be provided to assist customers throughout the application process.
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Card Features
In the card features section, the policy highlights the various features and benefits of the debit card. This may include ATM withdrawal capabilities, online transaction capabilities, contactless payment functionality, compatibility with payment networks (such as Visa or Mastercard), and any additional perks or rewards associated with the card. The aim is to inform customers about the advantages and functionalities offered by the debit card.
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Transaction Limits
The transaction limits section specifies the maximum limits for different types of transactions associated with the debit card. This includes daily or monthly limits for point-of-sale purchases, cash withdrawals at ATMs, online payments, and other relevant transactions. The purpose is to inform customers about the allowed transaction amounts to ensure compliance and manage expectations.
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Fees and Charges
The fees and charges section provides a detailed breakdown of any fees or charges associated with the debit card. This includes one-time issuance fees, annual or monthly maintenance fees, transaction fees, foreign currency conversion fees, and any other applicable charges. It aims to transparently inform customers about the costs involved in using the debit card and helps them make informed decisions.
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Lost or Stolen Cards
The lost or stolen cards section explains the procedure customers should follow in the event of a lost or stolen debit card. It outlines the steps to report the incident, including contact information for customer support or a dedicated helpline. It may also provide details about the liability of the customer in case of unauthorized transactions and the measures taken by the financial institution to protect customers' accounts.
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About Us

Sri Raksh Souharda Credit Co-operative Limited

At Sri Raksh, we put our customers first. And the confidence that our customers have in us drives us to excel and to redefine boundaries. For us, customer centricity is not just a buzzword. We strive to embody elements of what relationships are about:- Being there for the long haul, through good times and bad Recognising that relationships have swings and roundabouts

Our location

#7, First Floor, Chandra Layout Main Road Income Tax Layout Binny Mills Employees Colony Vijayanagar Bangalore-560 040

Phone Number

(080) -23441011