 ##### EMI Calculator
Calculate your Equated Monthly Installments (EMIs) easily with our user-friendly EMI Calculator. Simply input the loan amount, interest rate, and tenure to get an instant estimate of your monthly installments. Plan your finances efficiently with our EMI Calculator.
• Calculate EMI
• Calculate FD
• Calculate RD

Loan amount

Rate Of interest (p.a)

Tenure

Monthly EMI
0
Principal Amount
Total Interest
Total Amount

An EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. It consists of both principal and interest components, ensuring gradual repayment of the loan over the agreed tenure.

EMI calculation involves the loan amount, interest rate, and loan tenure. Our calculator uses a mathematical formula that considers these factors to determine your monthly repayment amount.

Yes, you can adjust the loan tenure in the calculator to see how it affects your EMI. Shorter tenures result in higher EMIs but lower overall interest payments, while longer tenures reduce the EMI but increase the interest outgo.

Interest rates can be either fixed or floating, depending on the type of loan. Our calculator allows you to input the applicable interest rate, and you can adjust it to see its impact on your EMI.

EMIs generally include principal and interest payments. However, there might be processing fees, prepayment charges, or other costs. These charges are not included in the EMI calculation but can affect your overall financial planning.

Fixed Deposit amount

Rate Of interest (p.a)

Tenure

Fixed Deposit Amount
Interest
Maturity Amount

A Fixed Deposit is a financial instrument where you deposit a lump sum amount for a specified tenure at a predetermined interest rate. It offers capital protection and consistent returns.

The maturity amount of an FD depends on the initial deposit, the interest rate, and the tenure. Our FD Calculator computes this amount to assist you in making informed investment decisions.

Yes, our FD Calculator allows you to experiment with different deposit amounts and tenures. These adjustments help you see the impact on the maturity amount.

Interest earned on FDs is taxable as per income tax regulations. The applicable tax rate depends on your total taxable income. Consult a tax professional for accurate guidance.

FDs typically allow premature withdrawal, but it may lead to a reduced interest rate or penalty. Our calculator does not account for these factors, so check with your bank for precise details.

Recurring Deposit Amount

Rate Of interest (p.a)

Tenure

Recurring Deposit Amount
Interest
Maturity Amount

A Recurring Deposit is a financial product where you can save a fixed amount at regular intervals (monthly) for a predetermined period. It offers an attractive interest rate and encourages disciplined savings.

The maturity amount of an RD depends on the monthly deposit, the interest rate, and the tenure. Our RD Calculator computes this amount, helping you gauge the potential returns on your investment.

Our RD Calculator allows you to adjust the monthly deposit to see how it impacts the maturity amount. Higher deposits usually result in a larger final sum.

Missing an installment might lead to penalties or a reduction in the overall interest earned. It's important to contribute consistently to maximize your RD's benefits.

Most banks permit premature withdrawal of RDs, but it may attract penalties and affect the interest rate applicable. Our calculator does not include premature withdrawal considerations.